Track your gold in Lipi: tola, grams and ounces, with bought-at price and live value

Lipi is a multi-currency money app. Gold is one of its asset types. Record a piece once, with its weight and what you paid for it, and Lipi keeps the live value next to your accounts instead of in a spreadsheet that goes stale the day you save it.

Adding gold holdings in Assets requires Premium. Premium costs Rs 1 or US$1 a month.

What you need before you start

The weight of the piece. That is the only required field. Read it off the bill, weigh the piece, or use the weight the shop gave you.

The bought-at price per tola helps if you have it, and only the per-tola figure works. Lipi multiplies it by the weight to get your total cost, so typing the total you paid into that field breaks the maths (a 3 tola piece bought for 300,000 in total has a bought-at price of 100,000 per tola, and entering 300,000 records a cost of 900,000). No bill to hand? Leave the field blank. A blank bought-at price does not block the entry, and a guessed one is worse than none, because every gain and loss figure after it inherits the guess. Add the real price later, when the bill turns up.

One more thing worth deciding first: pieces bought at different prices get separate entries. A single combined entry can hold only one bought-at price, so two purchases merged into one record show an average cost that matches neither purchase.

Add a gold holding, step by step

These steps assume Premium is active on the account.

1. Open Lipi and go to Assets.
2. Add a new asset and choose gold. Silver takes the same fields.
3. Enter the weight. The form accepts tola, lal or gram, so type the unit on your bill or your scale.
4. Enter the bought-at price per tola if you know it. Leave it blank if you do not.
5. Save. The holding now sits in your assets with its weight, its cost where you gave a bought-at price, and its live value.

Buy more gold later and you add a new holding, again with its own weight and bought-at price. There is no separate setup screen and no import step for a single holding.

How the live value works

Lipi multiplies the live price per tola by the weight of your holding. The result appears in the holding's currency, converted where that differs from your default currency.

On the dashboard, the Gold & silver widget shows today's estimated gold and silver prices, and it is free on every plan. Add it from Customize dashboard. Checking it is one of the steps in a monthly money routine. The Metal price trends widget, with the 30-day gold and silver trends, is a Premium feature, and so is the price history.

You can change how the price is displayed. The unit switch offers tola, gram and ounce, and the currency switch offers the app's supported currencies. Both choices are remembered on your device. Changing them changes the display only. The holding, its weight and its bought-at price stay as they are.

Two limits matter. First, the live value comes from a feed, and a feed price carries no making charges, no purity terms and no shop margin. What a shop would pay you for the same piece is a different number, set by the shop on the day. Second, the feed itself is an estimate. Estimated price as of 24 October 2026: gold Rs 280,454 per tola, silver Rs 3,912 per tola. At that gold estimate, a holding of 2 tola shows a live value of Rs 560,908 (2 times 280,454). The figure in the app will have moved by the time you read this, and the app, not this page, is where the current estimate lives.

Our view: Premium at Rs 1 a month is a fair charge for the tracking itself, and the price widget staying free is the right split. Weigh your gold and find the bill before you pay, though. The first holding takes two minutes once the numbers are in front of you, and it takes twenty when they are in a drawer in another room.

Tola, lal, aana and grams

Gold in many markets is weighed in tola, and Lipi stores weight in tola even when you type grams or lal. The conversions are fixed:

Unit	In grams	In tola
1 tola	11.6638038 g	1
1 lal	0.116638038 g	0.01
1 aana	0.7289877 g	0.0625
1 gram	1 g	0.0857

One tola is 16 aana and 100 lal. The gram figures for lal and aana follow from the tola figure. The per-gram tola figure is rounded to four decimal places for display.

If your bill gives the weight in grams, type grams. Lipi converts it to tola for storage, and you can switch the display back to grams whenever you prefer to read it that way.

Mistakes to avoid

The per-tola mistake comes first because it does the most damage: entering the total paid where the per-tola price belongs. It triples the recorded cost in the 3 tola example above, and every figure built on that cost is wrong from then on.

Guessing a bought-at price to fill the box is the quieter version of the same mistake. Blank is honest. A guess looks complete and is not.

Combining pieces bought at different prices has its own section above because it is that common. Separate holdings, separate costs.

The last one is about the live value itself. It tells you what the holding is worth at the feed price today. It does not tell you what anyone will hand you for the piece. Track your position with it; do not plan a sale around it.

There is nothing to update by hand after that. The live value updates itself. You touch the entries only for new purchases, sales, and corrections to a weight or a bought-at price you typed wrong.

Frequently asked questions

Do I need Premium to add a gold holding?

Yes. Asset and net-worth tracking is a Premium feature. On the free plan, Assets opens the Premium offer instead of the form. Premium costs Rs 1 or US$1 a month.

Is the gold price on the dashboard free?

Yes. The Gold & silver widget, which shows today's estimated gold and silver prices, is free on every plan. Add it from Customize dashboard. The Metal price trends widget with the 30-day trends is Premium, and so is the price history.

Do I need the bought-at price to add gold?

No. Weight is required and the bought-at price is optional. A holding without one still shows its live value. Add the price later if the bill turns up, and the cost and gain figures appear from that point.

What if I only know the weight in grams?

Type grams. The form accepts tola, lal and gram, and Lipi stores the weight in tola. Switch the display to grams any time you want to read it that way.

Does Lipi track silver too?

Yes, with the same fields: weight in tola, lal or gram, an optional bought-at price per tola, and a live value. The same unit and currency switches apply. The feed estimate dated 24 October 2026 put silver at Rs 3,912 per tola.

Where do I change the unit or currency?

On the metals display itself. The unit switch offers tola, gram and ounce, and the currency switch offers the supported currencies. Both choices are remembered on your device, so you set them once.

Start with the piece you can weigh today

Most households own at least one piece they could weigh this evening. Add that holding first, with the weight you know and the bought-at price if the bill is where you thought it was. If you have not set the app up yet, What is Lipi covers what else it tracks. Open Lipi and let the live value look after itself from there.

Lipi explains how it checks its own guides before publishing in its editorial standards. That page covers primary sources, validity dates and open corrections, and it is the standard this guide was written to.