A spreadsheet wins on custom analysis; Lipi wins on daily logging, budgets, splits, loans and gold in one book. The test is which one you still update in six weeks.
The Central Bank of Egypt raised its key rates by 100 basis points on 29 October 2026, taking the deposit rate to 20% and the lending rate to 21% in its first hike since March 2024.
Track a bank loan in Lipi with its full EMI schedule, try a prepayment in the free calculator, and record it as reduce tenure or reduce EMI, with a worked example both ways.
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