Free + PremiumPart of Dashboard widgets
Loan widgets
Three Lipi dashboard widgets for loans: Overview, Who owes whom, and Insights with principal repaid, interest, payoff dates and prepayment savings.
Problems it solves
- I do not know how much I still owe the bank in total.
- I lent money to friends and forget who owes how much.
- I want to see how much interest I have paid and when the loan ends.
What it is
The loan widgets are three dashboard cards for money you owe and money owed to you. Together they work as an EMI and loan tracker on your Home screen: Loan overview, Who owes whom and Loan insights.
What problem it solves
Loans are scattered: a home loan, a scooter loan, a friend who owes you Rs. 50,000. These cards answer the totals questions without opening each loan: how much is left, who owes whom, when does it end and what did my prepayment save.
How it works
- Add your bank loans on Loans & EMI and your personal lending on the people ledgers. See bank loans and ledgers.
- On Home, choose Customize dashboard, Add widget and open the Loans & splits chip.
- Add any of the three cards:
- Loan overview: “Owed to you”, “You owe” and “Bank loans left to pay”.
- Who owes whom: the people who owe you most and the ones you owe most.
- Loan insights (Premium): Principal repaid per loan, Interest paid so far and still to pay, Monthly EMIs, Payoff dates such as “32 EMIs left”, and Prepayments with Interest saved and EMIs cut.
- Loan overview: “Owed to you”, “You owe” and “Bank loans left to pay”.
- Tap View all to open the full loans page.
Details and rules
- Plan: Loan overview and Who owes whom are free. Loan insights is Premium. Bank loans are Premium, people ledgers are free.
- Totals in different currencies are converted at today’s rate.
- Before you record a prepayment, the Prepayments block says “No prepayments yet. Record one to see interest it saves.”
- The cards have no settings besides the width on desktop.
- Works offline from the last saved copy.
Works with
Ask an AI assistant
Try: “How much do I still owe on my loans?” or “Who owes me money?” The assistant uses list_bank_loans and list_ledgers.
For AI assistants
Lipi’s MCP server gives an assistant these tools for this feature:
list_bank_loanslist_ledgers
Questions and answers
What loan widgets does Lipi have?
Three. Loan overview shows what people owe you, what you owe and how much of your bank loans is left to pay. Who owes whom lists the people who owe you most and those you owe most. Loan insights breaks your bank loans down by principal, interest, EMIs and payoff dates.
Which loan widgets are free?
Loan overview and Who owes whom are free. Loan insights is Premium, and bank loans themselves are a Premium feature.
What does Loan insights show?
Principal repaid per loan, interest paid so far against interest still to pay, the monthly EMIs across your loans, payoff dates with EMIs left, and prepayments with the interest saved and the number of EMIs cut.
Are different currencies added together?
Yes, at today's rate when the currencies differ.
Can Lipi show an EMI and loan dashboard like a loan app?
Yes. Lipi tracks bank loans with an EMI schedule and prepayments, and the Loan insights widget summarises them. Lipi does not connect to your bank, you enter the loan details.
Last updated:
More in Dashboard and reports
Reports and summaries
Lipi reports are built into the app: the Transactions month summary (spent, earned, net, not counted, by category), dashboard widgets, CSV and JSON exports (Premium) and report tools for AI assistants.